What is the Risk? When a lender looks at a loan application, their main question is "what risk do I take on by issuing this loan?" Credit checks, bank statements, employment verification – all the documentation required when getting approved for a loan is in service of assessing what the odds are ... Continue Reading » about Private Mortgage Insurance (PMI) Explained
home buyers
The Home Buying Season is Back
With peak home buying season upon us, here's what analysts are expecting to see this year: Increasing Mortgage Rates It appears, depending on how the economic recovery progresses, that mortgage rates could continue to increase. Earlier in the year, rates were holding under 3%, but those rates ... Continue Reading » about The Home Buying Season is Back
Your Tax Refund and Stimulus May Help You Achieve Homeownership
If you’re planning to buy a home this year, saving for a down payment is one of the most important steps in the process. One of the best ways to jumpstart your savings is by starting with the help of your tax refund and stimulus payments beef up your savings. Using data from the Internal ... Continue Reading » about Your Tax Refund and Stimulus May Help You Achieve Homeownership
Buying Land: Look Before You Leap
Have you found yourself dreaming of your own Walden Pond lately? Whether you're looking to build a luxury retreat or you just want a natural escape, the dream of scooping up an undervalued piece of land is an understandable one. But before you break out the flannel, it's important to remember that ... Continue Reading » about Buying Land: Look Before You Leap
Make It Sparkle: Eight Tips for Adding Instant Curb Appeal
When home buyers drive your neighborhood, or when agents are previewing for their clients, what do they see? You never get a second chance to make a first impression, so make sure your home has the The Wow Factor: Seven Quick Curb Appeal Tips that makes people go “wow.” Take a walk around your ... Continue Reading » about Make It Sparkle: Eight Tips for Adding Instant Curb Appeal
Making the Right Move: A Checklist for Homebuyers
Whether you are a A Case of Cold Feet: How to Handle the First Time Homebuyer or an experienced homeowner, buying a new home is always stressful. Here’s a handy checklist of six things you can do up front to make the process a lot easier. Before you start packing, here’s what you need to ... Continue Reading » about Making the Right Move: A Checklist for Homebuyers